In accordance with the Law No. 46/2014/QH13 passed by the eighth National Assembly of the Socialist Republic of Vietnam in the 7th Conference on June 13, 2014 amending the Law on Health Insurance.
This is the first time households are considered as the object for applying the health insurance. In particular, all of the members of the households must purchase health insurance.
The premiums shall decrease from the second member of a household, the premiums of the first ones must not exceed 6% of the base salary; the premiums of the second, third, forth ones shall be equal to 70%, 60%, 50% of the premiums of the first ones respectively and the premiums of fifth ones and the followings shall be equal to 40% of the premiums of the first ones.
The Law also adds more regulations that total medical examination and treatment expenditures with regard to the at least 5-year-insured whose medical examination and treatment expenditures exceed the total amount of the base salaries in 6 months, except for the insured who go to the hospitals different from the registered hospitals.
The insured who are poor household members or ethnics living in regions facing socio-economic difficulties, regions facing extreme socio-economic difficulties; the insured living in island communes or islands districts who go to the hospitals different from the registered hospital shall be paid for their medical examination and treatment expenditures at the commune hospitals, their inpatient treatment costs at the provincial and central hospital by the health insurance fund according to the benefit levels.
Especially, in accordance with regulations in this Law, the inpatient treatment expenditures of the insured who go to any provincial hospital in Vietnam different from their registered hospitals shall be paid by the health insurance fund from January 01, 2021.
This Law takes effect on January 01, 2015.
