In accordance with the Resolution No. 61/NQ-CP dated August 21, 2014 of the Government on amending, supplementing the Resolution No. 02/NQ-CP dated January 07, 2013 of the Government on promulgating solutions in removing difficulties for business and production, supporting market and handling bad debts.
From August 21, customers being households, individuals with a maximum of 15 years instead of 10 years as before in order to rent, purchase-rent of social houses and to rent, purchase-rent of commercial houses in the projects approved by competent agencies.
At the same time, this Resolution also supplements some loan subjects, within that Cadres, civil servants, public employees and armed forces have low income but meet difficulties on houses when buying commercial houses in the house development projects, investment projects of urban area in the area approved by competent agencies with the total contract value (including houses and land) that don’t exceed 1.05 million dong.
Cadres, civil servants, public employees and armed forces that have land and meet difficulties on houses but haven’t received any support from the State under all forms shall be allowed to be access to preferred loans to build or upgrade houses. The State Bank of Vietnam shall regulate in detail on the maximum loan rate of these subjects to ensure the principle that it is lower than the amount that each household, individual can borrow to purchase, rent, purchase – rent of social houses at projects on development of social houses in the area.
Besides, households, individuals that propose the suitable plan on upgrading or building social houses in conformity with the law to lease and sell for subjects being Workers in industrial parks, economic zones, export-processing zones, hi-tech zones, industrial factories, handicrafts facilities, factories, enterprises (even inside and outside of industrial zones) of all sectors belonging to economic factors; workers working in urban areas; students at universities, colleges, professional school, professional colleges in accordance with the Government’s regulations
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